Tired of having movers break your things and not getting paid?

November 9, 2006 on 9:36 am | In Articles, Resources | No Comments

 Military Update:

Families First set to help make moving easier

Tom Philpott, Special to Stars and Stripes
Pacific edition, Thursday, November 9, 2006
Servicemembers who have household goods damaged or lost during government-directed moves will be reimbursed under a more robust “full replacement value” standard starting by March 2008 at the latest.

Congress set the deadline in the 2007 defense authorization act signed into law Oct. 17. The National Military Family Association and other service advocacy groups had urged the action after the Department of Defense fell behind in implementing “Families First,” a personal-property program initiative that includes a goal of full replacement value (FRV) reimbursement.

Air Force Col. Steven Amato, director of passenger and personal property for the Military Surface Deployment and Distribution Command, said the start of FRV might still take effect sooner, perhaps by this time next year, if Families First can get back on schedule for executing a broad re-engineering of the Defense Department $1.4 billion personnel property program.

But if Families First is not fully implemented by March 2008, the department still will shift to FRV reimbursements on household claims, Amato told Military Update.

DOD is the moving industry’s largest customer, with 500,000 moves contracted for every year. About 1,300 moving companies get a share. The department has worked for more than a decade on what became Families First, a comprehensive effort to improve quality of moves, reduce claims, quicken the claims process and run the entire personal property program more efficiently through technology. When Families First is fully implemented, a sophisticated information management system will link customers, carriers and transportation offices across the U.S. military.

But a long-standing complaint for military members, reflected in after-move surveys, is low reimbursements for damaged goods. Congress now feels that solution should not be delayed until bigger challenges for Families First are worked out.

Historically, about 35 percent of military moves result in damage claims. The figure has been nearer to 20 percent in recent years but it still tops the list of complaints tied to moves.

Currently, when household items are lost or destroyed, members receive only a depreciated value for the goods. On rare occasions when an entire shipment is lost, carrier liability to members is capped at $40,000.

A sofa that cost $1,000 five years ago, for example, would be valued using the depreciation formula 25 percent below replacement cost, a depreciation rate of 5 percent per year. Other items depreciate at 10 percent. The concept, used for decades, is that household items are “used” and so the government should pay replacement value of used items.

Under FRV reimbursement, however, if a carrier lost an item the member would get a new one. Exceptions involve cars, motorcycles and boats because replacements of equal value are easily found. But with items such as furniture, appliances, electronics, carriers would buy new items or settle claims for enough money so members could buy them new.

The shift in formula will affect repairs, too. Currently, if an older $300 television is damaged in a move, the depreciated value might be $150. If the repair estimate is $200, the carrier now will pay no more than that depreciated value, $150. The servicemember is stuck paying $50 in repair costs out of pocket. Under FRV, the mover would pay full repair costs.

Maximum FVR liability per shipment would be capped at $50,000.

FRV liability coverage already is common for private-sector-employee moves with companies choosing to buy the higher liability coverage.

Military members now can buy FRV coverage from carriers only on U.S. domestic moves. The cost is a few hundred dollars on an average military shipment of 6,000 pounds. For senior ranks with larger shipping weight allowances, buying FRV coverage costs $400 or more. Fewer than 10 percent of members buy the extra protection. An FRV option isn’t even offered by carriers on overseas moves, though private insurance is always an option. Not many servicemembers opt for it.

By spring 2008, however, the entire military will be better protected financially from transportation mishaps. The higher FRV reimbursements will be paid by the government. Movers simply will raise their rates, charging the government more for each move, to reflect companies’ increased liability.

The old depreciation formula for claims will continue to be used only for servicemembers who refuse to deal directly with their movers. Currently, they file claims with base claims offices. But under Families First, a direct customer-to-carrier relationship is seen as critical to lowering government costs, reducing breakage (and therefore claims), and awarding carrier contracts based on service and performance rather than lowest bid.

Terry Head, president of the Household Goods Forwarders Association of America, warns of a “huge culture shift” ahead for everyone involved with the military personal property program. Industry officials are worried that Families First will shift a lot of administrative costs to moving companies. Yet DOD also intends to cap spending for the military personnel property program at only a 13 percent increase, to include the shift to FRV reimbursements.

Amato emphasized the importance of members completing customer satisfaction surveys after every move to “rack and stack” the performance of moving companies, which in turn determines eligibility for future contracts.

Scott Michael, vice president for government traffic with the American Moving and Storage Association in Alexandria, Va., said only 15 percent of members are completing the surveys, which isn’t enough, statistically, to make judgments about carrier performance for awarding of future contracts.

November is National Adoption Month

November 8, 2006 on 1:23 pm | In Resources | No Comments

Hello Everyone,

Here are a few links that would be helpful since it is National Adoption Month :)

Don’t forget that if you are not certain about adopting you be a foster parent.

Thank you ~ Denise

AFPC provides following information:

Adoption Reimbursement Program

Approved Adoption Agencies outside the United States

Military one-source provides the following links
Readoption for Children Adopted Internationally

Help understanding the adoption finalization
and readoption process for internationally adopted children.
Article — Updated 2006-10-26

Talking About Adoption with Family and Friends

Basic terms and information to help you
communicate better with friends and relatives who are adoptive parents.
Article — Updated 2004-07-14

Adoption for Military Families

Ways for military families to adopt a child.
Article — Updated 2006-05-16

Kinship Adoption

A summary of the requirements and process
for adopting a child related to you by blood or marriage.
Article — Updated 2005-03-08

Adoption Exchange Organization

Go to this site to request an adoption information packet,
find resources, or join as a member.
Web Link — Updated 2006-10-02

Choosing an Adoption Attorney

What an adoption attorney does, how to find an attorney,
and how to choose one who meets your needs.
Article — Updated 2003-05-19

Understanding Transracial and Transcultural Adoption

Finding support and resources when adopting a child
from a different country, race, or cultural background.
Article — Updated 2006-10-26

Exploring Adoption

Attitudes toward adoption have changed.
Learning about the available options will help you find the child you want.
Article — Updated 2006-06-19

Considering International Adoption

Understanding the basics of international adoption.
Article — Updated 2006-10-26

International Adoption for Military Families
Adopting a child from a foreign country.

Article — Updated 2006-05-16

Adopting a Stepchild
Tips and information on adopting a stepchild.

Article — Updated 2006-06-12

DoD Adoption Reimbursement Policy

Go to this link to read about the policy for
getting reimbursed for adoption expenses.
There are also instructions on
submitting a reimbursement request.
Web Link — Updated 2006-10-02

Adoption as an alternative

Placing a child for adoption, although difficult,
is done for the benefit of the child. There are some women who
find themselves pregnant at a time in their lives
when they are either not ready or not able to
care for a child or additional children.
In other cases, parents may realize…
Audio Tip — Updated 2001-03-12

Legal aspects of adoption

The adoption process is governed by state law.
In most states, the birth mother may be entitled to
receive living expenses, medical care,
and to choose and meet the adoptive parents.
The birth parents may also be required to be interviewed
by a licensed social worker to ensure that they…
Audio Tip — Updated 2001-03-12

Adopting a Waiting Child

Tips and information on adopting a “waiting child.”
Article — Updated 2006-08-16

Military Families and Adoption: A Fact Sheet for Families

This sheet contains answers to questions commonly
asked by military families. Users can link to important information
on getting started with the adoption process and
finding support through adoption-related organizations.
Web Link — Updated 2006-10-02

Adopt Us Kids

This site includes a database of waiting children
searchable by such criteria as geographic location,
gender, and age. Publications on the topics of adoption,
searching for a child, and applying for adoption
are available in English and Spanish.
Web Link — Updated 2006-10-02

DoD Reimbursement Request for Adoption Expenses (form 2675)

Go to this link to find the application form
for getting reimbursed for adoption expenses.
This form includes a privacy act statement and
instructions for processing the application.
Web Link — Updated 2006-10-02
National Military Association links:
DD form 2675 (pdf)
formerly known as The National Adoption Information Clearinghouse
VIDA, Voice for International Development and Adoption
Adopt Us Kids sponsored by The Children’s Bureau
Articles:
Air Force family working its way through expensive process

The Heart Gallery

November 8, 2006 on 12:19 pm | In Articles, Resources | No Comments

‘The Heart Gallery’ helps kids find homes

New Mexico idea truly makes a difference as it spreads nationwide
By John Larson
Correspondent
Updated: 9:26 a.m. MT Nov 8, 2006

SANTA FE, N.M. - In a place where beautiful pictures are common, one woman had an uncommon idea. On her first day working for the New Mexico Children, Youth & Families Department, Diane Granito thought the very least she could do for children looking for adoptive homes was to take a decent photograph. Not a snapshot, a portrait by a professional.

Granito chose children considered difficult to place in adoptive families — difficult because they came along with siblings, or they had just grown older, like Arron, still hoping for parents at 16.

“When you’re hoping for something like that for a long time and it doesn’t happen, your heart gets a little more broken each time,” says Granito.

Soon all the photographs Granito had arranged began to fill her office.

“I was surrounded by these children, and the emotion that came up in me was so powerful that I knew we were onto something,” she says.

And this is where Diane Granito followed her very good idea with a great one. She had recently been walking along Santa Fe’s art gallery row and she thought to herself, photographs this beautiful deserve an equally beautiful home. So she went to one of Santa Fe’s finest art galleries.

“What a great idea!” recalls Lisa Bronowicz, the former special events director at Gerald Peters Gallery. “You have the kids, we have the gallery.”

She called it, “The Heart Gallery.” Three sisters featured in the exhibit found a family in less than an hour. Soon, other states were calling.

 

“It was almost as if the country was waiting to be told these children are here, because nobody really talked about them before,” says Granito.

And after five years, almost 100 Heart Galleries have opened in 48 states. Different locations, but the same magic. More than 1,000 children have found homes.

Twelve-year-old Jalinda saw her portrait for the first time at the St. Louis Heart Gallery.

“I think it looks good!” said Jalinda. “I like it, it is cute!” 

For the photographers, who all donate their time, something often clicks. The very first frame Santa Fe photographer Jackie Mathey took of Faye captured them both. 

“I could see her strength and her character in the mirror,” remembers Mathey.

She and her husband adopted Faye. She says it is even better than she hoped it would be.

“They’re very special children,” says Granito. “They deserve to be seen in this type of environment — a beautiful place.”

And it helps us see the need of thousands, through the eyes of a child.

URL: http://www.msnbc.msn.com/id/15333562/from/RS.4/

Military Spouses Education Resources Guide from NMFA

November 8, 2006 on 9:52 am | In Resources | No Comments

Attention Military Spouses! There is now a one-stop guide that offers information on starting your education, available scholarships and grants, and the many opportunities that are accessible to military spouses. NMFA has designed a Military Spouse Education Resource Guide to identify educational opportunities available to spouses of members of the Army, Air Force, Navy, Marine Corps, Coast Guard, and the Commissioned Corps of the Public Health Service and National Oceanic & Atmospheric Administration.Order your copy today.

PCSing….TDYs….Get financially prepared for unexpected events.

November 8, 2006 on 9:46 am | In Resources | No Comments
Heading - Money and Mobility
newA life in the military means a life of change—including changes in duty stations and deployments around the world. This life of moves can be a positive experience—for you and for your spouse and children. Moves can provide unique opportunities for a broadening of perspectives as well as career and personal enrichment. Deployments, too, can be positive. Many servicemembers view deployment as a meaningful way to fulfill their duty to the nation.

To help you and your family financially prepare for moves or deployments, the National Endowment for Financial Education® (NEFE®), the NASD Investor Education Foundation, and the National Military Family Association have joined forces to bring you a new version of this popular publication, updated to reflect the military’s changing mission and to include more information on investing. Its purpose is to help you “bank” on a life of changes—because, so often, what we have in the bank (and in investments) will determine whether change is met with welcome or with dread.

Article from Military.com~ Home Possible(R) Mortgages

November 3, 2006 on 3:02 pm | In Articles, Resources | No Comments
New Military Home Buying Effort
PR Newswire | October 23, 2006

COLUMBUS, Ga., Oct. 21 /PRNewswire/ — Congressman Lynn A. Westmoreland (R-GA), Freddie Mac and NeighborWorks(R) have joined forces in announcing Home Possible(R) Mortgages, an initiative expanding homeownership opportunities for military families with limited credit or downpayment savings.
 
“We may never be able to fully pay the debt owed to the men and women serving in the Armed Forces. That’s why I’m pleased to talk about Home Possible as a substantial step in helping to ensure bright futures for our soldiers and their families,” said Congressman Lynn A. Westmoreland (R-GA).
 
Freddie Mac has expanded its Home Possible suite of mortgages, in the hopes of boosting the home buying power of nearly 1.5 million members of the United States Army, Navy, Air Force, Marines, Coast Guard, National Guard members and recent retirees. To qualify for Home Possible’s expanded benefits for the military, participants must be on active duty, in the reserves, or separated from their respective services by less than two years.

“Thanks to Rep. Westmoreland, Freddie Mac is here today to help the men and women who serve in our nation’s armed forces enjoy the American Dream of homeownership,” said Paul Mullings, senior vice president of sourcing at Freddie Mac. “By working together with NeighborWorks local lenders, we are expanding Home Possible’s reach and fulfilling Freddie Mac’s mission to serve America’s borrowers by strengthening America’s mortgage market.”

Home Possible mortgages have very low down payments and flexible credit requirements designed to foster homeownership in underserved communities as well as families at or below median income levels. Home Possible mortgages also offer higher loan-to-value ratios and other underwriting features to help critical community workers such as teachers, police, firefighters and health care workers — and now military personnel — afford homes in the communities they serve.

Home Possible is available through Freddie Mac’s national network of more than 2,000 lenders and 10,000 mortgage brokers using Loan Prospector(R), Freddie Mac’s automated underwriting service.

For more information borrowers can visit http://freddiemac.com/singlefamily/homepossible or contact their lender. Mortgage originators should contact their Freddie Mac representative or call 800-FREDDIE.

Freddie Mac is a stockholder-owned company established by Congress in 1970 to support homeownership and rental housing. Freddie Mac fulfills its mission by purchasing residential mortgages and mortgage-related securities, which it finances primarily by issuing mortgage-related securities and debt instruments in the capital markets. Over the years, Freddie Mac has made home possible for one in six homebuyers and more than four million renters in America. http://www.FreddieMac.com

SOURCE Freddie Mac

Preparing for Deployment……..

October 27, 2006 on 6:27 pm | In Articles, Resources | No Comments

Hi Everyone…..

For the last two days I’ve been working on the website. I’ve completed a couple of pages but I’m trying to get some of the bugs out before publishing.

In the meantime I’m still researching…. Lucky for me one of the projects I wanted to talk about has already been published by Love My Tanker from Spouse Buzz. This is the most overall, concise information I have seen dealing with a deployment.

Preparing for Deployment

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You find out that your service member has come down on deployment orders.  What now?  

First, take a deep breath……………

It is true that there is a laundry list of things to consider and get done.  This is especially true if you are a new military spouse or are geographically separated from a military installation.

In this post I will provide resources for things that truly need to be dealt with prior to a deployment.  I will also share my personal thoughts and how I normally go about things. 

Some items truly must be done, such as administrative paperwork.  When it comes to other things, we must find what works for each of us individually.  If you have ideas to share on what works for you during the pre-deployment phase, please comment and share your thoughts and experiences with all of the readers here at SpouseBUZZ

I will be the first to admit that as an Army wife, I do not have knowledge on all available resources for every branch of service.  With this in mind, please feel free link services and resources that you feel others can benefit from that are more branch specific.  We are here to learn from each other.  Please also note that I do have children and I will be providing several resources for spouses with children, but I am also listing many resources that pertain to all military spouses and parents of military members.  

You can access a number of helpful articles and resources on dealing with deployment at Military OneSource.  There are also branch specific ‘OneSource’ websites and you will find direct links listed below in ‘resource links.’  Military.com has a deployment center with a wealth of information.  Another resource for various related information and numerous links for all branches is NMFA. You can access a deployment checklist here and a resource for families during times of war hereOperation READY contains useful tips for active duty and reserve service members for coping with separation, and getting your financial affairs in order.  Go here for a Service Member specific deployment checklist.

If you do a web search you will also be able to come across a large variety of resources for pre-deployment.

It is helpful for me to begin the pre-deployment process with a little reading.  This helps me prepare for the road that lies ahead and jogs my memory a bit.  I have been through several deployments, but I always seek out new things to read in regards to deployment or go back and re-read things that I have kept from previous deployments.

The first major thing I concentrate my energy on, before administrative issues, is to take a week or so to digest the information given to me and to work through the mental and emotional roller-coaster that the words ‘deployment orders’ sends me on.  This can be an especially bumpy ride if you are a new spouse, but believe me when I say that even seasoned spouses can and do go through this.  With each new deployment I refer back to the emotional cycle of deployments, which absolutely can begin well in advance of a deployment.

For spouses with children:  After I have gone on my initial one woman roller-coaster ride, my thoughts then turn to my children.  I begin to discuss the upcoming deployment with my children.  I answer their questions, help them to deal with their emotions, prepare a map of where daddy will be going to put on their bedroom wall and tell them approximately when they can expect him to leave.  I also have my husband get going on doing a video for the kids.  He changes it up each deployment, but it normally consists of him reading books and telling them stories.  My children treasure these videos during and after deployments.

A new product that can be very helpful for young children is Talk, Listen, Connect: Helping Families During Military Deployment.  This link will lead you to resources for children of all ages and includes resources for National Guard children.  You will also find links and activities for all age ranges at DeploymentLINK and at Deployment Kids.  There are several ideas floating around on how to help children understand the length of time for a deployment.  Each one should be directed toward the age range of your children and many will depend on how lengthy the deployment will be.  My children are still small and I love to do the chocolate kisses in a jar.  They take one out each day as a kiss from daddy and can ’see’ the amount of kisses getting smaller, hence the deployment time getting shorter.  You will find a more lengthy resource list geared towards children and deployments at the bottom of this posting.

Next on my list is to prepare the extended family for what is coming.  I normally call my parents and my in-laws and now there is a wonderful resource that I can email to them, Your Soldier Your Army Parents Guide.  Because we have been in the military for awhile and have been through several deployments, our family and friends now understand that I will only provide them with limited information before a deployment.  Even so, I still tend to advise them with each new deployment, that I do not know everything and what I do know, I normally cannot tell them.  I explain OPSEC and let them know that I will tell them what information I can, when I can.  I basically ask them to please stand by.

I then make sure that I have discussed the administrative aspect of deployment with my husband and that he is preparing to provide me with updated paperwork.  My husband does go through the normal SRP (being made ready to deploy and dealing with paperwork) but I tend to stay on his back a bit, just to make sure he hasn’t forgotten anything.  At this point, I also double check my ID card’s expiration date and update it if necessary.  Also on the paperwork subject, I always ask him, who all did you list on your DD 93 (Record of Emergency Data) and do I have a copy of that?  Service-members can list anyone that they would like to have notified in the event of injury or death on this form.

When I have most of the updated paperwork in my hands, I begin a large notebook for this particular deployment.  I normally use a 3″ notebook and have plenty of clear paper savers.  I then attend a pre-deployment briefing and an FRG (family readiness group) meeting.  I freely admit that I often times do not want to attend these briefings.  Not only would I like to pretend that the deployment isn’t going to happen, when I do finally digest and accept that it will happen whether I like it or not, I think…….not another briefing, what the heck can they possibly tell me that I haven’t heard a million times before? 

While the above comment can be true, the briefing does allow me to be in a room with other spouses dealing with the exact same things that I am dealing with.  It also allows me to meet the Rear Detachment Command team and staff and to make sure I have contact information for every person and organization I could possibly need to contact or utilize during the deployment.  I make sure that my FRG knows every possible way to contact me and that they put me on an email distro.  All of this tends to thrust me into the reality of the deployment.  Sometimes I need a little nudge. 

Please also note that parents, girlfriends or other family members can also attend these meetings and can be added to the company or unit support group information distro.  Please just let your service member know that you wish to be included and they should then make the support group aware of your contact information and their desire for you to be updated throughout the deployment. 

Then I move to the seemingly smaller, yet very important things. 

I look first at money.  I make sure that I have transferred money into my husband’s separate bank account and provided him with some cash.  We have an account set up that he only uses during deployments or TDY periods and we agree to a set amount that will be put into this account each pay period.  I send him off with his ATM card and his STAR card, although he rarely uses them.  Some people forgo the bank accounts and cards and just opt for setting up an allotment for their service member to receive each pay period.  Finances during deployments can be a very large issue for some couples, so it is best to come to a general consensus before the deployment.  Some couples find it beneficial to create a deployment budget.  It is equally important for you to know how to access and read the LES (Leave & Earning Statement) and to know about the various pays and entitlements your service member will receive during deployment.  Be sure you keep a very close eye on the LES before, during and after deployment.  This will allow you to see any problems (lack of pay or overpayment) right away.

We then discuss how we want to use the extra pay that we will be receiving during the deployment.  Deployment is a great time to pay off bills, put a little extra each month into college savings accounts, plan a vacation, invest in the TSP (Thrift Savings Plan) or whatever else is important to you and your family.  Deployment money can fly out the window quickly if misused by you or your spouse and it will save disagreements later if you can make mutual finance decisions before the deployment.

I then take a look at the issue of communication.  Technology is super, but it will depend upon where your service member is stationed.  Will they have internet access, will they have access to a phone and what kind, etc?  Many of these questions may not be answered until they arrive in theater.  Most times you will be given a deployed mailing address before he/she departs for the deployment, normally at your pre-deployment briefing or at your FRG type (family readiness group) meeting.  I then begin making or collecting cards to send in the coming weeks and months.  I think that mail call is still important to most service members.  I go online to USPS and order (for free) boxes and customs forms so that I am prepared for the numerous packages I will be sending.  The flat rate boxes are the best!!  I also make sure to provide my husband with plenty of calling cards and I also mail him AAFES gift certificates throughout the deployment.  Another communication option is connect AND join, it is a secure online communications and activities site that connects families around the world who are separated either by deployment and serve our country in our military, or have family members living away from home due to job related responsibilities.

Then I must consider several issues of my own

1)  I will need a special power of attorney to do certain things.  The list of ‘certain things’ is long, do I have all of that covered?  Businesses do not have to accept any power of attorney, but some will.  The reason I focus on special powers of attorney is that they will be accepted more often than a general power of attorney and are a must have in many circumstances. 

You will need a special power of attorney to do all of the following:

*Sign for or clear military quarters
*Purchase, sell, rent or lease real property
*File a claim with the JAG office
*Conduct any business with TRICARE, DFAS, or to get a military ID card
*Register a vehicle
*Conduct financial transactions with a bank
*Provide child care for a dependant
*Files Taxes in some cases

If you have children, you will also need a notarized Statement of Consent to get or renew passports for your children under age 14 while your service member is deployed.

General POAs do cover many things, but as stated previously, some businesses will only accept Special POAs for certain situations.  Be sure to take a very thorough look at the special power of attorney list and talk to your JAG office.  This way, you can be knowledgeable when considering which situations may come up during a deployment that you will need to have the capacity to deal with.  In preparation for any possible denial of a general OR special power of attorney, you can also discuss the option of being added to your service members accounts.  Most banks, including USAA, offer deployment specific powers of attorney that will give you the ability to perform transactions during your service members absence.  This can negate the need for, and worry over, some types of powers of attorney IF you do most of your business with one company. 

Gathering written information:  If you are located on or near an installation you can access your family service center.  They provide families a place to turn to for everything from help in getting a household in order to legal advice to financial assistance.  They also can provide you with a Deployment Handbook.  Many of their resources can also be found online.

Navy families can gain more deployment information at their Fleet & Family Support Center.

Marine families can gain more deployment information at their Marine & Family Service Center or Marine Corps Community Service.

Army families can gain more deployment information at their Soldier & Family Readiness Center or Army Community Service Centers.

Air Force families can gain more deployment information at their Airman & Family Readiness Center.

If you are not located near an installation, the internet will likely be your best-friend and lead you to many resources and avenues of support.

Various Web Resources Links to make note of:

Air Force Crossroads
Military OneSource
Army OneSource - user name: Army; password: onesource
Marine OneSource - user name: Marines; password: semperfi
Navy OneSource - user name: Navy; password: Sailor
Air Force OneSource - user name: airforce; password: ready
U.S. Coast Guard Work-Life Web Site 
Coast Guard Mutual Assistance
Coast Guard Family Readiness Guide
Marine Corps Community Services
Army Community Service
Army Reserve Family Programs (Online)
Naval Services FamilyLine
Operation Homefront
Army Families Online
Army Virtual FRG

2) I make sure that I have all needed information to be able to contact the Red Cross if a true emergency occurs with me, our children or a close relative of my husband.

3) I evaluate my life insurance and decide if the FSGLI coverage would be enough for my husband and children to carry on without me if they had to.  I get extra outside life insurance if needed.  This is also a good time to update your Will, if needed.

4) I go to JAG and have special powers of attorney drawn up in regards to my children.  You can access information about the Family Care Plan here.  I have a medical care PA drawn up naming a friend in my current area.  This will allow someone other than me to be able to gain medical care for my children in an emergency.  I also have temporary guardianship drawn up in the name of a friend that I trust, so that they could provide short term care for my children if something should happen to me.  This lets me feel confident that if I should be in an accident, become very ill, etc, while my husband is deployed, that someone responsible will be able to care for my children until my husband or my family could arrive to care for them.  The powers of attorney and family care plan are also vital to single service members and dual military couples with children.

Another one of my habits is to print up a list of my emergency contact names and numbers, even if the contacts (friends or family) are not in my immediate area. I place copies on my refrigerator, in my purse, in the glove box of my car and give one to my FRG Leader. 

5) Again, because I have children AND pets, I must think about some other ‘what ifs’ while I will be on my own.  I am normally on my own for a year or more and I will require a hand with childcare and a break once in awhile.  If you are a working spouse, you will also have to consider who will care for your children after school hours, during school holidays, etc.  When my children were a bit younger I had them in pre-school two days a week and utilized hourly care at my local childcare center when I had doctor appointments, and was very thankful for my local ASYMCA.  When my children became older, I decided to hire a babysitter to come in on occasion and I also found a variety of outside activities for my children that would also allow me a few minutes to myself.  I sometimes felt guilty for leaving my children elsewhere, but the more tired I became during the deployment, the more I realized that it was good for me and for my kids.  I normally will take at least one short trip during a deployment to visit family and then I must decide what to do with my pets.  If the trip is too lengthy or I am flying, I try to find a responsible teenager in my neighborhood.  I get to know them and their parents well and then I pay the teenager to pet sit when I am out of town.  If I cannot do this, I make sure that my pets have all of their shots updated and find a place to board them for a few days, even though I hate to do so.

6) Am I going to need help with mowing grass, auto repair or handyman type things?  Most of the time I can do the majority of things on my own.  If I am living in on post housing this reduces the worry over household repair issues, but if I am not, I make sure to locate a handyman before my husband leaves.  If I find that I don’t have all of the time in the world to mow the grass during the summer, I find a teenager or local mowing company to mow my grass.  I make sure to ask around about a reputable auto mechanic before my husband leaves, because the car will always breakdown after he is gone! :)   You can contact The American Legion Family Support Network if you need help or referrals in your area.

If you make the decision to move away from your current installation during the deployment (or you already live away from an installation) be sure that you make the unit and your support group aware  that you are leaving, where you are going and inform them how you can be contacted should the need arise.  Also consider how leaving your current installation or area will affect your housing situation and what steps you must take.

If you are pregnant and due to deliver during a deployment you will need some extra support.  Reach out to family and friends and ask someone to be there with you during delivery.  Ask family or friends to provide care for your other children during your delivery.  Make your FRG Leader or support group aware of when you are due, they will hopefully offer you a meal and/or a small baby gift.  Find out if there is a New Parent Support Group in your area and contact them before the birth.  This organization can provide you with a variety of military and local community resources.  Find out in advance if you qualify for WIC and be prepared to update DEERS, having on hand a notarized DD 1172

We were stationed overseas when our children were born so this made the focus of childbirth a bit more detailed.  Not only did we have to concern ourselves with DEERS, TRICARE, birth certificates and SSNs, we also had to decide on where I was going to deliver (military hospital or on the economy) - make sure I had a driver’s license, obtain an installation pass for visiting family members and get the paperwork for the baby’s passport done right away.  These are all things to keep in mind.

Another issue to think about is, what will I do with my time during the deployment?  Some of us think, um, what time?  Others cannot seem to find enough to occupy our time!  In the past I have volunteered on post, in the local community, taken college classes, taken hobby type classes, gotten involved with my FRG, taken a job, collected items of need for soldiers and for children in the middle east, read lots of books, blogged, found support groups in my area and online, gotten to know my local area and neighbors better and the best part, found out a little more about myself than I knew before the deployment.  Oh the list could go on and on.  There are many things you can do with your time, you just have to make a personal decision on what interests you have and how much time you really have to invest in outside activities while your service member is gone.  Do whatever it is that will help to keep you sane, that is my philosophy! 

Last but not least, I also begin to consider, what will I do if X or Y happens to my husband?  Many spouses do not want to consider the worst ever happening to their service member and are content to not think about it all.  This is another situation where we will each do whatever it is that works for us and helps us get through the day.  The path that I take and try to urge anyone that asks me about the planning subject, is to do just that….plan, plan, plan.  I have OCD when it comes to all of the ‘what ifs’ and it makes me feel better to know that I could just pull out a list of information if I needed to, rather than being in shock and having no idea where to go, who to speak with to gain information or what to even ask of someone.

The following paragraphs will provide you with information if the worst things were to happen.  Although I feel the following information is very important to know about, feel free to skip this area of the post if you wish.  The information will always be here if you should ever need it yourself or to help a friend.  I do hope that none of us ever need it!

There is a chance that your service member could experience varying levels of combat stress and/or PTSD during his/her deployment.  You can find many resources for your service member, yourself and your family on the internet and via your local support center.  Refer to Dealing with PTSD for some resources to get you started.  As a spouse, you also have many, many Counseling Options should you ever need them.  I personally like to be aware of these types of things in advance of needing them, so I make a note of the resources.

My husband and I do discuss ‘if the worst happens.’  I ask him what his preferences are with regards to who he would like me to contact and who not to contact, if he were wounded.  I make a list of people we know stationed in Germany and in DC and their contact information, just in case!  I add to that list the contact and area information for Landstuhl Regional Medical Center and Walter Reed Army Medical Center.  I make sure I have updated information on TSGLI, that I know how to access information about the U.S. Army Wounded Warrior Program, that I have printed out a copy of the Wounded or Injured Fact Sheet and the Hero Handbook.  I also make sure that I know how to contact the Military Severely Injured Center

We then move on and discuss ‘if the worst of the worst happens.’  I ask him if he were to be KIA, have his preferences for this circumstance changed since the last deployment.  They usually have a bit.  We go over SGLI, determine if we need more outside life insurance and make sure that we have all paperwork updated, gathered and in my notebook.  I take a look at the resources provided here.  I make a note of the Our Survivors webpage and the Army Families First Casualty Call Center .  I print out a copy of the Survivor Benefits Fact Sheet, and also make sure that I know how to access the VA Survivors webpage, DOD Survivor’s Guide, TAPS and Caring for kids after trauma, disaster and death.

Your pre-deployment briefing will be a good time to ask any questions that you may have in regards to how you would be informed by the military in the event of an injury or death.  There are military and service specific regulations, however, each installation or unit may do things a bit differently.  If it will put your mind at ease to know how your installation goes about things in such circumstances, don’t be afraid to speak up and ask.  If you cannot or do not get an appropriate answer during the briefing, you can always contact your local Casualty Assistance Office for more information.

Have I forgotten anything?  I am just sure that I have!  If you think so, please do leave a comment or send me an email!!

Military Children resource links:

NFMA Children and Deployments
FFSC Brochure on Children & Deployment
AAP helping children deal with deployment
AAP Families in the Military
Deploying Parent Check List
LIFELines Children and Deployment Articles
So Far Guide for children of Military Reserves
Children and Deployment Brochure
Helping Children Handle Deployments
Educator’s Guide To The Military Child During Deployment
Military Child Education Coalition
Military Brats Online
Children and A Deploying Parent
Operation Military Kids
Operation Home Front - how to help your children with the deployment
Our Military Kids - Recognizing the children of deployed National Guard and Reserve Military

AF 101

October 26, 2006 on 3:11 pm | In Resources | No Comments

Being newly married to the military can bring up a lot of questions.

This handbook was put together by the Hill AFB Family Support Center. What’s different about this handbook is that the questions came from the spouses on AF Crossroad’s Spouse Forum at www.afcrossroads.com . The handbook is not designed to answer all questions but it will give you enough knowledge to know where to get your answers.

The handbook was written in 2003 but the information is still relevant to todays new military wives. At the moment there is not an updated version available.

It would have been great if this was available to me many moons ago when I became a new military wife.

Take care ~ Denise

Link to AF 101 handbook

http://www.hill.af.mil/family/AF101.pdf

 

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